Make an On-line Contribution Make an On-line Challenge Planned Giving (more creative ways to give) |
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Meet your financial goals and help support Insulin Pumpers by arranging to make a long-term donation.
Ways to Give
Gifts of Cash Gifts of Securities Gifts of Life Insurance IRA's and Retirement Plans Charitable Bequests Charitable Gift Annuity Charitable Remainder Trust Charitable Lead Trust Pooled Income Fund Wealth Replacement Trust |
Wealth Replacement Trust
If you would like to make a sizable contribution to Insulin Pumpers now to help meet our current needs, but you do not wils to reduce the estate you will pass to your family, then purchase life insurance. The income tax savings from your charitable gift may be enough to cover the preimum cost and assuming your estate is taxable, dollar-for-dollar asset replacement isn't necessary. A smaller amount of life insurance can be adequate to restore you family's after-tax inheritance since it will escape the estate tax. If you are married, a second-to-die policy can offer the most coverage per premium dollar. The owner of the policy is a Wealth Replacement Trust with your spouse and children as the beneficiaries. The trust is irrevocable, and if designed correctly, the trust will be excluded from your taxable estate. you transfer enough money each year to the trust so the trustee can pay the policy premiums. |