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[IPk] GP Insurance

Tony, this isn't indemnity but cover to pay the cost of a locum to the
practice should she need to take time off on health grounds. Quite possibley
income protection would also be difficult to arrange if it is not already in
place so that going sick would mean practically no income and needing to cover
the cost of a locum
DM obviously presents a risk but surely the anxiety generated by this
situation is not what someone with DM needs
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