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Re: [IPk] Travel Insurance problems



Ouch, that's steep indeed!
Direct Travel is #46 annually for a family for travel in Europe or #72 
worldwide.
That includes conditions like diabetes and asthma.
Di

Paula Briggs wrote:
> think i paid #140 annual - not sure how it compares (covered asthma 
> and diabetes) - for myself, partner and 3 year old xxp
> On 22 Apr 2008, at 17:53, Diana Maynard wrote:
>>
>> I've heard not so good things about the Diabetes UK insurance 
>> (expensive mainly) but it may have improved.
>> Di
>>
>> Paula Briggs wrote:
>>> Try diabetes uk website - i bought via them and have asthma diabetes 
>>> etc and no problem .
>>> Paula
>>> On 22 Apr 2008, at 17:41, Diana Maynard wrote:
>>>>
>>>> Hi Marc
>>>> Have a look in the archives of the list, this has been discussed a 
>>>> lot.
>>>> I can recommend Direct Travel as can many people on here, though 
>>>> there are plenty of others
>>>> http://www.direct-travel.co.uk/
>>>>
>>>> They may charge a small loading because you've been hospitalised 
>>>> recently, but it won't exclude you.
>>>>
>>>> I have asthma and a pump and had no problems getting covered, even 
>>>> for dangerous sports, with no extra loading. They did load my 
>>>> premium by about #10 when I wanted to travel within a month of 
>>>> breaking my arm and 2 hospitalisations for it, which is fair enough!
>>>>
>>>> If you have conditions (like diabetes) you'll have to ring them 
>>>> rather than doing it online. Phone number on the website.
>>>> Di
>>>>
>>>> Marc Taylor wrote:
>>>>> Hello,
>>>>>
>>>>> Last year my employers travel insurance (European annual multi-trip)
>>>>> covered me, including a history of asthma and ongoing diabetes.  My
>>>>> medical conditions have not changed, actually my diabetic control is
>>>>> much better because of the pump.
>>>>>
>>>>> This year they are refusing, because they have changed their 
>>>>> screening
>>>>> policy <to exclude more people>.  They now ask diabetics about
>>>>> cholesterol and because I have historically taken statins (against my
>>>>> better judgement it has to be said, pre Dec 2006), and have a history
>>>>> of asthma (pre Summer 2006) and had bronchitis more than 10 years ago
>>>>> they will not cover me.  They also will not cover a random event like
>>>>> gastroenteritis because I landed up in hospital earlier this year.
>>>>> They'll cover me against theft etc but not these conditions 
>>>>> medically.
>>>>> I'm not bothered about the asthma (peak flow >700 & cholesterol total
>>>>> is 4.8) because they're non-existent conditions as far as I am
>>>>> concerned, but I cannot travel without diabetes cover as you never
>>>>> know what may happen (hence the need for insurance)
>>>>>
>>>>> Rant over.  Can anyone advise recommend a travel insurance company 
>>>>> who
>>>>> understand the needs of people with common medical conditions.  I can
>>>>> then advise our company brokers to start with them.
>>>>>
>>>>> Thanks,
>>>>> Marc
>>>>>
>>>>> PS - another reason not to take statins or other drugs unnecessarily
>>>>> .
>>>> .
>>> .
>> .
> .
.
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