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Re: [IPk] Travel Insurance problems



think i paid #140 annual - not sure how it compares (covered asthma  
and diabetes) - for myself, partner and 3 year old xxp
On 22 Apr 2008, at 17:53, Diana Maynard wrote:
>
> I've heard not so good things about the Diabetes UK insurance  
> (expensive mainly) but it may have improved.
> Di
>
> Paula Briggs wrote:
>> Try diabetes uk website - i bought via them and have asthma  
>> diabetes etc and no problem .
>> Paula
>> On 22 Apr 2008, at 17:41, Diana Maynard wrote:
>>>
>>> Hi Marc
>>> Have a look in the archives of the list, this has been discussed a  
>>> lot.
>>> I can recommend Direct Travel as can many people on here, though  
>>> there are plenty of others
>>> http://www.direct-travel.co.uk/
>>>
>>> They may charge a small loading because you've been hospitalised  
>>> recently, but it won't exclude you.
>>>
>>> I have asthma and a pump and had no problems getting covered, even  
>>> for dangerous sports, with no extra loading. They did load my  
>>> premium by about #10 when I wanted to travel within a month of  
>>> breaking my arm and 2 hospitalisations for it, which is fair enough!
>>>
>>> If you have conditions (like diabetes) you'll have to ring them  
>>> rather than doing it online. Phone number on the website.
>>> Di
>>>
>>> Marc Taylor wrote:
>>>> Hello,
>>>>
>>>> Last year my employers travel insurance (European annual multi- 
>>>> trip)
>>>> covered me, including a history of asthma and ongoing diabetes.  My
>>>> medical conditions have not changed, actually my diabetic control  
>>>> is
>>>> much better because of the pump.
>>>>
>>>> This year they are refusing, because they have changed their  
>>>> screening
>>>> policy <to exclude more people>.  They now ask diabetics about
>>>> cholesterol and because I have historically taken statins  
>>>> (against my
>>>> better judgement it has to be said, pre Dec 2006), and have a  
>>>> history
>>>> of asthma (pre Summer 2006) and had bronchitis more than 10 years  
>>>> ago
>>>> they will not cover me.  They also will not cover a random event  
>>>> like
>>>> gastroenteritis because I landed up in hospital earlier this year.
>>>> They'll cover me against theft etc but not these conditions  
>>>> medically.
>>>> I'm not bothered about the asthma (peak flow >700 & cholesterol  
>>>> total
>>>> is 4.8) because they're non-existent conditions as far as I am
>>>> concerned, but I cannot travel without diabetes cover as you never
>>>> know what may happen (hence the need for insurance)
>>>>
>>>> Rant over.  Can anyone advise recommend a travel insurance  
>>>> company who
>>>> understand the needs of people with common medical conditions.  I  
>>>> can
>>>> then advise our company brokers to start with them.
>>>>
>>>> Thanks,
>>>> Marc
>>>>
>>>> PS - another reason not to take statins or other drugs  
>>>> unnecessarily
>>>> .
>>> .
>> .
> .
.
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