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Re: [IPk] Travel Insurance problems



Try diabetes uk website - i bought via them and have asthma diabetes  
etc and no problem .
Paula
On 22 Apr 2008, at 17:41, Diana Maynard wrote:
>
> Hi Marc
> Have a look in the archives of the list, this has been discussed a  
> lot.
> I can recommend Direct Travel as can many people on here, though  
> there are plenty of others
> http://www.direct-travel.co.uk/
>
> They may charge a small loading because you've been hospitalised  
> recently, but it won't exclude you.
>
> I have asthma and a pump and had no problems getting covered, even  
> for dangerous sports, with no extra loading. They did load my  
> premium by about #10 when I wanted to travel within a month of  
> breaking my arm and 2 hospitalisations for it, which is fair enough!
>
> If you have conditions (like diabetes) you'll have to ring them  
> rather than doing it online. Phone number on the website.
> Di
>
> Marc Taylor wrote:
>> Hello,
>>
>> Last year my employers travel insurance (European annual multi-trip)
>> covered me, including a history of asthma and ongoing diabetes.  My
>> medical conditions have not changed, actually my diabetic control is
>> much better because of the pump.
>>
>> This year they are refusing, because they have changed their  
>> screening
>> policy <to exclude more people>.  They now ask diabetics about
>> cholesterol and because I have historically taken statins (against my
>> better judgement it has to be said, pre Dec 2006), and have a history
>> of asthma (pre Summer 2006) and had bronchitis more than 10 years ago
>> they will not cover me.  They also will not cover a random event like
>> gastroenteritis because I landed up in hospital earlier this year.
>> They'll cover me against theft etc but not these conditions  
>> medically.
>> I'm not bothered about the asthma (peak flow >700 & cholesterol total
>> is 4.8) because they're non-existent conditions as far as I am
>> concerned, but I cannot travel without diabetes cover as you never
>> know what may happen (hence the need for insurance)
>>
>> Rant over.  Can anyone advise recommend a travel insurance company  
>> who
>> understand the needs of people with common medical conditions.  I can
>> then advise our company brokers to start with them.
>>
>> Thanks,
>> Marc
>>
>> PS - another reason not to take statins or other drugs unnecessarily
>> .
> .
.
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