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[IP] Oh, Michael, what a way with words!!



 Michael,
I just love that "...you have to jump through the hoops first if
> you want to rake them over the coals later :-)" statement!!!!
Marj


Also, read the fine print in your policy. There will be
> a section on appeals -- you have to jump through the hoops first if
> you want to rake them over the coals later :-)
> 
> Michael
> email @ redacted
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