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Re: [IP] Health Insurance ~~~~

Ruth Elowitz wrote:
> You will have access to a Cobra policy for the first 18 months.  After that you
> will have trouble although how much will vary according to state, plan etc.  Your
> best bet is to look for large group policies you can join close to the time your
> Cobra runs out.  Find out the lag time of the policy (some policies cover
> diabetic supplies immediately, others take a wait of everything from one month to
> 12 months) and start buying your new coverage that long before the Cobra runs
> out.  

There is NO time lag allowed by Federal law. If you are going from an existing
Cobra or otherwise, to a new policy with no gap they CAN NOT exclude coverage
pre-existing conditions.

Ted Quick
email @ redacted

Insulin-Pumpers website http://www.bizsystems.com/Diabetes/