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Re: [IP] Re: Insuance - - for Sherry
Sherry - -
I am not a business expert by any means, but here in Cleveland there is an
organization called COSE (Council on Small Enterprises) that when you are an
owner of a small business, then you can join COSE and get good insurance. Is
there a group like our COSE in your area? Maybe contact your local Better
Business Bureau? Or a local organization for small businesses?
Roxanne M. Villanueva RD, LD, CPT
Registered and Licensed Dietitian
Minimed Certified Insulin Pump Trainer
IDDM X >19 Years, Pumping 1/4/1995
(MM since 11/00 and am much happier!)
"Diabetes is a disease of complications waiting to happen." - - - Mary Tyler
In a message dated 11/1/2001 01:28:33 PM Eastern Standard Time,
email @ redacted writes:
> Ahhh Dave I agree I hate the insurance companies.
> I have Fortis Insurance. I have a deductible of $3,200 then they pay 50%
> you impress yet??? After $5,850. They pay 100%. All diabetic supplies
> including the pump and the supplies come under the deductible not durable
> goods. Also it took 4 months to fight them to get the pump even approved.
> Not only that - We cannot get it directly from Mini-Med - it has to come
> a sub contractor so we are not getting charged $5,000 for the pump we will
> charged $10,000. for the pump. I know we need new insurance, but since we
> own our business we cannot get group insurance, and so far in the state of
> MO, perexisting conditions still apply. So we are stuck. At least we have
> So keep fighting!! BTW, today is the DAY! We are heading to Children's
> Hospital to get the pump today!!!!!!!!
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