[Previous Months][Date Index][Thread Index][Join - Register][Login]   Help@Insulin-Pumpers.org
  [Message Prev][Message Next][Thread Prev][Thread Next]   for subscribe/unsubscribe assistance

Re: [IP] Re: Cigna PPO or HMO

I had Cigna PPO, and I think it was one of the better policies because it
was expensive... and although the customer service stunk and they gave me a
lot of hassle about everything (I have been with Cigna in some form or
another about 80% of my life and it was always like that), the copayments
and coverage for the PPO I had was great.  Cigna PPO and HMO policies I have
had covered pumps and supplies 100%.  Presciption copayments have gone up a
lot and I think the latest one with the PPO (about a year ago) was $25 for
rx and 20 for dr visits.  They also have a mail order program which they
swear is cheaper but my brother (also dm) and I had tons of problems with
them so we never used them again.  If you have any more questions feel free
to email me.
----- Original Message -----
From: "jhughey" <email @ redacted>
To: <email @ redacted>
Sent: Thursday, May 15, 2003 2:53 PM
Subject: [IP] Re: Cigna PPO or HMO

> Insulin Pumpers is made possible by your tax deductible contributions.
> Your donation of $10, $25, or more... just $1 or $2 per month is
> needed so that Insulin Pumpers can continue to serve you and the rest
> of the diabetes community. Please visit:
>     http://www.insulin-pumpers.org/donate.shtml
> Your annual contribution will eliminate this header from your IP mail
> >>>Does anyone use the insurance Cigna (sp?) PPO or HMO?  I am going to
> the chance to switch to it and would like to find out how pump-friendly
> they and how are their co-pays for prescriptions?  >>>
> Let's say I run into you in a supermarket and we've both been there
> Let's compare what's in both our carts - probably not the same. Same way
> with insurance - same company, but the employer chose different parts of
> plan. There is no comparison with someone else's plan. (~_^)
> We had Merck-Medco with our previous carrier, and M-M also now. Rx's are
> treated differently like Methotrexate was dispensed for $9.48 (below
> and now we can't even get it - have to pay $25.00 out of pocket locally.
> Before I could not get SofSets and Reservoirs on Rx and now I can. It's
> plan, not the company.
> Jan (63 y/o, dx'd T-1 11/5/50, pmpg 8/23/83) & Bluda Sue (MM507C 3/99)
> Dialyzing since 7/8/02 http://maxpages.com/bludasue  AND
> http://www.picturetrail.com/dmBASHpics (and EVOLUTION OF
> INSULIN PUMPS with World's Youngest Pumper)
> All of us could take a lesson from the weather - it pays no attention to
> criticism. (In north-central Indiana it's 52*F at 1:50 p.m.!!!)
> =
> ----------------------------------------------------------
> for HELP or to subscribe/unsubscribe, contact:
> HELP@insulin-pumpers.org
for HELP or to subscribe/unsubscribe, contact: