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Re: [IP] Re:



Joy it can vary from company to company about what they cover but it is my
understanding that if they insure you they can't put a preexisting claus in the
policy (in US) If Im not mistaken that is a Federal Law.  But not every state
requires that they cover diabetic supplies.  Ask you employer for information on
the types of plans they have.  I have found that our PPO covers more than the
HMO but I have to go through my Primary doctor to see a specialist and my endo
is classified as a specialist.  All insurance companies vary as do their plans.

Hope this helps

Joy Spoljaric wrote:
> 
> Ted:
> 
> Thanks for the advice, it will be helpful in the months to come.  I have
> had the cobra for awhile (since 23yo) and will start my plan on day 1 of
> work (this job was a great find :)
> 
> I do however have a question for the pre-existion condition law you
> talked about-- do you know if that is just for the hmo's or if that is
> for all of the plans (PPO, Indemnity etc.)?
> 
> Thanks again,
> Joy
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