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Re: [IP] Problem accessing ADA site; CA insurance law question

If you can choose the BC/BS PPO I would pick that one because you don't
need a referral to go to a specialist everytime and yes they paid for my
pump and we have been very happy with this. I see many specialist and it is
nice not to have to argue with a family dr or get a dr who will not refer
you. There are many good benefits. I wouldn't join and HMO unless I was a
very healthy person but this is just my opinion. We had the HMO and it was
a pain in the butt,

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