[Previous Months][Date Index][Thread Index][Join - Register][Login]
[Message Prev][Message Next][Thread Prev][Thread Next]

[IP] Lapse in Insurance

	Roselea said 1).  All insurance is not the same, so anyone switching
jobs might want to
> check on insurance, and see if you can keep your present insurance until
> the
> new goes into effect, if necessary<<<<
	The Fed Laws and the HIPAA discuss preexisting conditions and being
covered for 63 days qualifies you, etc.  But a little Trick BCBS uses is
this,  if there is a LAPSE in your coverage, such as my changing from one
job to another, both with BCBS, and first job ends Friday at 5:00 pm and
official coverage by company a ends, then new job starts 8:00 AM Monday with
BCBS coverage, you have a lapse in coverage and will have to meet the
deductible all over again.   SO be sure that you have overlapping coverage
if you are changing jobs.    
	Bonnie Richardson
for HELP or to subscribe/unsubscribe, contact: HELP@insulin-pumpers.org
send a DONATION http://www.Insulin-Pumpers.org/donate.shtml