[Previous Months][Date Index][Thread Index][Join - Register][Login]
[Message Prev][Message Next][Thread Prev][Thread Next]

Re: [IP] Changing Jobs - Insurance

> Please be very sure that your insurance coverage overlaps...i.e., if
> you leave your job a Friday and don't start your new job till Monday
> - that time span MAY be considered a lapse in coverage, as it was
> for me by BCBS of Alabama.   

HIPPA says:

                                   A group health plan cannot apply a
                                   preexisting condition exclusion to
                                   an individual who had creditable
                                   coverage (without a break of 63 or
                                   more days) of 12 months (18 months
                                   for a late enrollee).

                                   Most health coverage is creditable
                                   coverage, including prior coverage
                                   under a group health plan
                                   (including a governmental or church
                                   plan), health insurance coverage
                                   (either group or individual),
                                   Medicare, Medicaid, a
                                   military-sponsored health care
                                   program such as CHAMPUS, a program
                                   of the Indian Health Service, a
                                   State high risk pool, the Federal
                                   Employees Health Benefit Program, a
                                   public health plan established or
                                   maintained by a State or local
                                   government, and a health benefit
                                   plan provided for Peace Corps

"Pre-existing Conditions & Health Insurance Portability "

for the nitty gritty details.

email @ redacted
for HELP or to subscribe/unsubscribe, contact: HELP@insulin-pumpers.org
send a DONATION http://www.Insulin-Pumpers.org/donate.shtml