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Re: [IP] diabetes keeping me from aquiring disability



What about AFLAC ? They have supplemental policies (I have one) and the rep didn't blink when I told him I was Type I Diabetic. They just checked with my Doc to confirm that I keep good control. It would be worth looking into??
Peg
> 
> From: email @ redacted
> Date: 2002/07/09 Tue PM 04:06:10 EDT
> To: email @ redacted
> Subject: [IP] diabetes keeping me from aquiring disability
> 
> Hi.  I am fairly new to this group (this is my first post).  I am hoping to 
> get some information on a problem that I came upon this week.  I am a school 
> teacher and I have very good insurance.  During the summer we are required to 
> meet with an American Fidelity representative.  This is optional and 
> supplemental insurance coverage.  The representative talked to me about 
> disability, which would monetarily cover the time that I will miss when I 
> have a baby.  When I go on leave, I will be paid only for the days that I 
> have sick days to cover.  After that, I can have time off without pay.  The 
> disability would kick in after my sick days were gone.  When I told her that 
> I wanted this she began to fill out the paper work.  She asked if I had been 
> diagnosed within the last 10 years of a number of diseases, one being 
> diabetes.  When I told her that I had (9/97) she asked if I was insulin 
> dependent.  I told her that I was.  She immediately said that she was sorry, 
> but that she knew her company wouldn't write a policy for me.  If I did not 
> control my diabetes with insulin I would be fine.  It seems to me that this 
> is some form of discrimination.  My question is this.  Does anyone know of 
> any insurance companies that would provide this kind of disability?  Or maybe 
> of any Internet resources that I could check into?  I do not want to pay a 
> huge premium, but just would like to know what's out there.  Thanks in 
> advance.
> Kelly
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