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Re: [IP] denial of life insurance



Or in the case of Kaiser, no one sees a single shred of anything about you
medical history except a box checked "diabetic". ... not even a type and then
they deny you coverage.
8-)

"Andrew Bender (spot)" wrote:

> I actually work for New York Life Insurance. Each case is individual. The
> underwriters review your medical history, and then make a decision what to
> charge the person based on mortality tables. If you have any questions,
> e-mail me at email @ redacted
> Lauren
> the job of insurance companies is to distribute risk among the insured's to
> maximize profits and minimize risks actuarily speaking type 1's are a lousy
> risk this is built into the actuarial tables. spot
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