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[IP] denial of life insurance

I actually work for New York Life Insurance. Each case is individual. The
underwriters review your medical history, and then make a decision what to
charge the person based on mortality tables. If you have any questions,
e-mail me at email @ redacted
the job of insurance companies is to distribute risk among the insured's to
maximize profits and minimize risks actuarily speaking type 1's are a lousy
risk this is built into the actuarial tables. spot
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