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Re: [IP] Camp wouldn't allow son to go/Life Insurance
My mother is an insurance agent who cannot find me a life insurance policy.
It has something to do with a standard for Type 1's...if a person was
diagnosed before the age of 17, then they are considered higher risk/shorter
lifespan than a non-diabetic of the same age. I was 11 when diagnosed and am
now 29 (YIKES---30 is just around the corner!) Nevermind the fact that
because of this diagnosis, I am very healthy! And probably healthier than a
counterpart of my same age, ht., wt., without diabetes. There are some
higher risk policies that have sent her information and I will have a life
insurance policy soon. But she could not get me a policy throught her
primary company because of this 'unwritten rule' than most companies follow.
Roxanne Villanueva RD, LD
DM for 18+ years and pumping for 6+ years.
Remember...Diabetics are naturally sweet!
In a message dated 01/16/2001 12:46:45 AM Eastern Standard Time,
email @ redacted writes:
<< The camp that most kids in our area go to the Woodsmen of the World - I
that was the name of the sponsor. I do know it was an insurance company
funded camp. Therefore, since 1 of the requirements were for the children
have their policy wrote as part of the agreement, Kap was turned down, due
the fact, they would not write an insurance policy on him. I will never
forget the top dog's blunt reason, sorry, but people with diabetes have
shorter than average life spans, therefore it would be not in their best
interest to write a policy on him.
I did feel somewhat better, after I told him that I would go to newspaper
with this, because I vowed to let everyone know that his insurance company
did not have the children's best interest at heart, all they wanted was $$$$
for their company. If thoughts could kill his life span would have had
a lot shorter. Kap had been dx'd only 6 months, so you can just guess my
anger at his words.
Kap wanted to go to camp with his friend, this was going to be his 1st time
camping, and he didnt want to go to D camp alone. I didnt want him going
camp last year, we were still too new to pumping, he and I both were not
willing to leave each other. However, this year he will go to D camp, but I
would love for him to go to another camp with children without D. So, he
will go to the Basketball camp this summer.
Thanks for listening
Darlene - Mom to Kap - age 10 pumping 1/19/00 - dxd 8/26/98 >>
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