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Re: [IP] GOOD NEWS IN FIGHT WITH INSURANCE



Way to go!  You're right; the best defense in appealing a claim is
persistence.  

What exactly is the HMO putting in writing?  One suggestion - ask them
to state not only that they'll cover your past claims, but also that
they'll cover future claims, and spell out the details.  Just because
they're paying back claims doesn't necessarily mean that they consider
it a precedent that they'll follow.  And the people employed there who
are making the decisions today may be gone tomorrow, and you're dealing
with a  whole new ball game!  (Words of experience)  A written guarantee
can pay off in the future.

Congratulations!

Phil DuBois
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Insulin-Pumpers website http://www.insulin-pumpers.org/