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[IP] medicare part B

This is the most recent info that I can find on medicare part B

 Medicare Part B (Medical Insurance) helps cover doctors services and
outpatient care. It also covers some other medical services that Part A doesnt
cover, such as some of the services of physical and occupational therapists, and
some home health care. Part B helps pay for these covered services and supplies
when they are medically necessary.

 Cost: The Medicare Part B premium each month ($78.20 per month in 2005). In
some cases, this amount may be higher if the beneficiary didnt sign up for Part
B when they first became eligible.

 Caution: If the beneficiary didnt take Part B when they were first eligible,
the cost of Part B will go up 10% for each full 12-month period that they could
have had Part B but didnt sign up for it, except in special cases. They will
have to pay this penalty as long as they have Part B.

 They also pay a Part B deductible each year before Medicare starts to pay its
share. The Part B deductible for 2005 is $110.00. The beneficiary may be able to
get help from their state to pay this premium and deductible.

Medicare deductible and premium rates may change every year in January.

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