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Re: [IP] health insurance



I'm afraid I'm confused.  Do you have insurance through these hospitals?

email @ redacted wrote:

> Riuth,
>
> So basically, I'm stuck?  My parents work for the same group of hospitals
> that I do.  They carry the same stupid insurance that I do.  URG~!
>
> Jenny
>
> -------------------------------------------------------------------------------------------------------------------
> On Tue, 04 Aug 1998 11:44:37 -0700 Ruth Elowitz <email @ redacted>
> writes:
> >Michael and others,
> >
> >In California, these policies will not accept you if you are diabetic
> >or have any other chronic condition.   A few of
> >them will accept asthma or allergies.  I researched all this
> >first for my husband before we were married and then later for myself
> >(a year and a half ago).  In California the only
> >insurance open to nonaffiliated diabetic is high risk health
> >insurance.  It is costly, covers only minimal supplies, and
> >has exorbinant co pays.  At the time I was most desparate, I called
> >the state for help and after being endlessly shuffled
> >around was told that my options for health insurance were:
> >
> >    a).  to enter the lottery for the high costs plans (a choice of
> >3).  We figured out that using these plans would cost
> >me between 1/4 to 1/2 of my (at the time) $20,000 a year income.
> >Since those of you in the Bay Area know what rents are
> >like around here, that basically meant rent, utiltiies, health
> >insurance, car insurance,  and a few dollars a month for
> >food.
> >
> >    b).  (The person I spoke to really said this!)  Have kidney
> >failure within 45 days.  Then Medical would cover me.
> >
> >    c).  join a large group plan who would accept me or get a
> >full-time job that covered me.
> >
> >If you are covered by a policy and loose coverage or change jobs,
> >there are now policies are reasonable prices that offer
> >reasonable coverage.   If you work in areas that don't offer this kind
> >of policy, if you don't work full time, if you
> >work for yourself, if you are a college or graduate student, these are
> >not available (this makes me furious!)  Any
> >parents out there with college age kids or anyone in college, make
> >sure you have a group plan or COBRA coverage BEFORE
> >you are too old to be covered by parents.
> >
> >As it turned out, my husband got a job with health insurance and 2
> >months after my coverage expired we snuck out and did
> >a before the wedding city hall marriage.   I felt terrible about that
> >but he kept pointing out that we already had a
> >wedding date anyway.  I keep wondering if there are health insurance
> >marriages the way there are are green card
> >marriages.
> >
> >Ruth
> >
> >Michael wrote:
> >
> >> >
> >-------------------------------------------------------------------------------------------------------------------
> >> > I would also like to learn more about getting insurance on my own.
> > I'm
> >> > 20 years old, (new to this site) and a pumper for three years.  I
> >work
> >> > for a network of hospitals who are self insured and do not deal
> >with the
> >> > insulin pump.  I have to drive out of state and pay out of pocket
> >to see
> >> > my endo.  It's a major pain!  I'd do anything to get in with a
> >better
> >> > insurance provider.
> >> >
> >> I received a bulk mail solicitation from Blue Shield of California
> >> (or one of their agents) that outlined a ppo plan for various
> >agents.
> >> In my post I quoted their rates for single under 29 and under 39
> >> respectively at $90 and $131. I am afraid I tossed the flyer after I
> >> made the post. You should be able to get info of that nature from
> >the
> >> various I co's representatives like Prudential, Blue Shield, Blue
> >> Cross. Sorry I can't be of more assistance.
> >>
> >> email @ redacted
> >> ----------------------------------------------------------
> >> Insulin-Pumpers website http://www.bizsystems.com/Diabetes/
> >
> >
> >
> >----------------------------------------------------------
> >Insulin-Pumpers website http://www.bizsystems.com/Diabetes/
> >
>
> _____________________________________________________________________
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> ----------------------------------------------------------
> Insulin-Pumpers website http://www.bizsystems.com/Diabetes/



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Insulin-Pumpers website http://www.bizsystems.com/Diabetes/